Welcome to Oban Credit

Lend up to ₦125,000 in minutes

Simple & Secure Process

0% - 3% interest with only your phone

What we do

Low Interest Loans With Just Your Phone

We connect the strong cryptocurrency markets for credit in emerging economies to allow anyone equatable access to credit. This means that you get to low to no interest loans in the palm of your hand. As long as you pay back your loans in time, there are no fees or extra interest accrued. 

Industry Leading

Best in class loan rates without putting up massive collateral

Accessible to All

We partner with banks / mobile banks so that you only need a phone

Get a Quote Today

₦500 ₦450000
1 Months 12 Months

Pay Monthly

Term of Use Months

Total Pay Back

Apply For Loan

What We’re Offering

Eazy Lending Suite


We Approve Loans

Daily Payments


Projected 1st Year Happy Customers

Global Staff Members


Get to Know About

No Prior Lending History Needed, We Help You Build Credit.

By partnering with Nigerian banks and credit bureaus, we help build credit if you have it or help you start a credit score if you don’t. Its simple and can help you get mortgages and other large loans in the long run. With Oban, you don’t have to pay high interest fees to build your credit.

Novel Service Provider

We Hate Lending Sharks Too!

There are many microfinance providers in Nigeria. But all make users pay high interest because of those who default. We provide a low risk, high reward line of credit.

Customers Testimonials

Customers Testimonials

I was blown away by the low interest rate they provide. I can't wait to see this app in the hands of daily users. 3-5% is nothing like to what other similar service offer.

Clyde Williamson

Demo user
Clyde Williamson

Oban customer support was wonderful. They answered my questions in a matter of seconds. Moreover the platform was very intuitive and simple

Melanie Foltz

Demo User
Melanie Foltz

When using Oban, I knew what I was going into. I wasn't tricked into volatile and hidden interest rates. The agreement contract was simple and easily understandable.

Jess Whitehead

Demo User
Jess Whitehead

I was very impressed by the company service as I am getting better and better deals over time. The more I use it the more it improves my credit scores as well as my payment period

Vernon Ray

Demo User
Vernon Ray

The Right Choice

Oban CreditHome

Lender Benefits

Why Choose Us?

Get access to the personal loan markets with a click of a button. Use USDC to fund our individual investor pool and claim consistent returns to capital

Connecting DeFi to microfinancing, making lending in crypto productive.

Our lending pools allow for consistent and growing returns to capital for any type of investor.



App Development


Payment Benefits


Low InterestLow CollateralLow Time

Get Your Cash Today